Fair Credit Reporting Act (FCRA)

简称:FCRA

法规信息
  • 国家/地区:美国
  • 发布单位:美国国会(第91届)
  • 发布日期:1970-10-26
  • 生效日期:1971-04-25
  • 法规类别:联邦数据隐私法
  • 法规文号:Public Law 91-508 (Title VI); 15 U.S.C. § 1681 et seq.

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法规简介

规范消费者信用报告机构(Equifax、Experian、TransUnion等)对个人信用信息的收集、使用和披露。保障消费者信用记录的准确性、公平性和隐私性。赋予消费者查阅信用报告、争议不准确信息、限制信息披露的权利。由FTC和CFPB共同执法。

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